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💰 Smartfoliotools

Smart Financial Planning Tools — Free, Private & Instant

Base Loan Parameters

Please enter a valid amount
Rate must be between 0.1% and 50%
Tenure must be between 1 and 40 years

Prepayments & Rate Changes

      Loan Summary & Impact

      Standard EMI:—

      Total Interest Paid:—

      Interest Saved:—

      Actual Tenure:—

      Current Progress (Today)

      Paid So Far:—

      Remaining Principal:—

      Principal—
      Total Interest—
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      Amortization Graph & Schedule

      DateM.NoRate%Opening BalEMIInterestPrincipalPrepaymentClosing Bal

      Combine multiple loans to see your true total debt health.

      Total Portfolio Health

      Total Loans:0

      Combined Principal:—

      Combined EMI:—

      Lifetime Interest:—

      Total Principal—
      Total Interest—

      Individual Breakdown

      Investment Projection

      Total Invested:—

      Estimated Returns:—

      Future Value:—

      Invested—
      Est. Returns—

      Action Plan

      Original Target:—

      Inflation-Adjusted Target:—

      Required Monthly SIP—

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      Corpus Lifespan

      Total Amount Withdrawn:—

      Corpus Will Last For—

      FD Maturity Summary

      Principal Deposited:—

      Interest Earned:—

      Maturity Amount:—

      Principal—
      Interest Earned—

      Calculate your income tax deductions under the Old Tax Regime (India). This is for estimation only — consult a CA for filing.

      Section 80C Investments (Max ₹1,50,000)

      Section 80D – Health Insurance

      Section 24(b) – Home Loan Interest

      Section 80CCD(1B) – NPS

      Tax Savings Breakdown

      Gross Income:—

      Standard Deduction:₹50,000

      80C Deduction:—

      80D Deduction:—

      24(b) Deduction:—

      NPS Deduction:—

      Taxable Income:—

      💰 Your Tax Savings

      Tax Without Deductions:—

      Tax After Deductions:—

      Total Tax Saved:—

      Compare two loan offers side-by-side to find the best deal.

      🏆 Best Value Option

      🏦 Loan Offer A

      Monthly EMI:—

      Total Interest:—

      Total Cost (incl. fee):—

      🏆 Best Value Option

      🏦 Loan Offer B

      Monthly EMI:—

      Total Interest:—

      Total Cost (incl. fee):—

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