Home Loan EMI Calculator

Base Loan Parameters

Please enter a valid amount
Rate must be between 0.1% and 50%
Tenure must be between 1 and 40 years

Prepayments & Rate Changes

      Loan Summary & Impact

      Standard EMI:

      Total Interest Paid:

      Interest Saved:

      Actual Tenure:

      Current Progress (Today)

      Paid So Far:

      Remaining Principal:

      Principal
      Total Interest

      Amortization Graph & Schedule

      Date M.No Rate% Opening Bal EMI Interest Principal Prepayment Closing Bal

      Multi-Loan Portfolio Tracker

      Combine multiple loans to see your true total debt health.

      Total Portfolio Health

      Total Loans:0

      Combined Principal:

      Combined EMI:

      Lifetime Interest:

      Total Principal
      Total Interest

      Individual Breakdown

      SIP & Investment Calculator

      Investment Projection

      Total Invested:

      Estimated Returns:

      Future Value:

      Invested
      Est. Returns

      Goal-Based SIP Planner

      Action Plan

      Original Target:

      Inflation-Adjusted Target:

      Required Monthly SIP

      SWP Pension Tracker

      Corpus Lifespan

      Total Amount Withdrawn:

      Corpus Will Last For

      FD & RD Calculator

      FD Maturity Summary

      Principal Deposited:

      Interest Earned:

      Maturity Amount:

      Principal
      Interest Earned

      Tax Benefits Calculator

      Calculate your income tax deductions under the Old Tax Regime (India). This is for estimation only — consult a CA for filing.


      Section 80C Investments (Max 1,50,000)

      Section 80D – Health Insurance

      Section 24(b) – Home Loan Interest

      Section 80CCD(1B) – NPS

      Tax Savings Breakdown

      Gross Income:

      Standard Deduction:₹50,000

      80C Deduction:

      80D Deduction:

      24(b) Deduction:

      NPS Deduction:

      Taxable Income:

      💰 Your Tax Savings

      Tax Without Deductions:

      Tax After Deductions:

      Total Tax Saved:

      EMI Comparator

      Compare two loan offers side-by-side to find the best deal.

      🏆 Best Value Option

      🏦 Loan Offer A

      Monthly EMI:

      Total Interest:

      Total Cost (incl. fee):

      🏆 Best Value Option

      🏦 Loan Offer B

      Monthly EMI:

      Total Interest:

      Total Cost (incl. fee):